How Our Terms Govern Your Account
When you open an account with us, you enter into a binding agreement covering how your account is used, how your data is stored, and how transactions are processed. Payments made through DANA, OVO, or GoPay are subject to both our platform terms and the respective
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wallet provider's conditions — so your wallet agreement runs alongside ours. We store only the data needed to operate your account securely: login credentials, transaction history, and wallet identifiers used to match your deposits and withdrawals. We do not sell personal data to third parties. Account
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eligibility is determined by the region you access from — kagtoto is available only where local law permits online account activity of this type. If you access from Batam or any other region in Indonesia, you remain responsible for confirming that your use complies with applicable
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local regulations. Terms may be updated; we'll notify you via the contact method on file when material changes occur. Continued account use after notice means you accept the revised terms.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.